March Guest Speaker -Robin Haynes CEO of Understanding Finances

Robin R. Haynes is a Baltimore, Maryland native.  Having worked in the financial industry for over a decade, she understands the growing need for basic financial literacy to be taught in a way that it can be understood by everyone.  Robin has a passion for helping others succeed financially not only by teaching  the basics of finances, but also by making sure that there is a thorough understanding of financial concepts and how they are applied to everyday living.

Robin holds a Bachelors of Science Degree in Accounting from Morgan State University.  Her first published project entitled “The Fundamentals of Finances – Applied to Everyday Living” released March 2013,  has been designed to help readers navigate the complicated and sometimes frightening world of finances. Along with her partnerships to combat financial illiteracy with organizations such as Hearts and Homes Inc., New Beginnings Youth Development and Coaching Program and Mt. Zion Baptist Christian School, Robin is also an adjunct professor at the Community College of Baltimore County teaching various financial topics such as Fundamentals of Personal Finances, Women and Money and Small Business Basics just to name a few. She is also currently working on additional projects which are scheduled for release Spring 2016.

Robin’s area of expertise: accounting, bookkeeping, budgeting, business development, estate planning, investments, life insurance, and retirement planning  

If you want to see Robin Haynes in action you can attend BOND's Virtual Gathering " A Set Up for Financial Success" free of charge.  

Friday, March 18th @ 7:30pm.  Spaces are filling fast.

RSVP here-

A Set-Up for Financial Success Special Guest Robin Haynes of Understanding Finances

Get your Financial House in Order with  A Set Up for Financial Success hosted by yours truly.  You can expect a fun- filled and exciting evening with none other than Understanding Finances CEO Robin Haynes. Robin is a ball of energy all while telling you the real deal about finances.  GRAB YOUR SEAT HERE

One Gathering not to miss! 

When:  Fri. March 18th 2016

Time:   7:30 PM

Where: ONLINE

GRAB YOUR SEAT HERE

·         Our Gatherings are strictly for women over the age of 25
       Wanna join? Find out here

·         the conversation will be nonstop

·         RSVP is a must so please be sure your name is on the list

·         *** A Grand Time, Will be Had for Sure***

If you never attended a BOND Gathering, it’s an absolute must. There is never a dull moment when you're in the company of a BOND Sister. We hope to see you there.

GRAB YOUR SEAT HERE

September Gathering- "After the Dress Comes Off"

Mark Your Calendars Girlfriends

September BOND Gathering

 

Topic: “After the Dress Comes Off” – The real “stuff” no one prepares you for in marriage. Join us for an all women panel discussion on marriage and all the stuff (good and bad) that comes with it(family, finances, romance, career, submission etc.)  The subject has already created quite a stir within our network. I can assure you that this Gathering won’t be for the faint at heart. So brace yourselves now for impact. If you’re ready to dig in, get raw, real and open, clear your calendar, grab your girlfriends and be there on Friday, September 18^th.

$7 for BOND Members/ $15 for General Public

To avoid the extra cost at the door, pay in advance here

Have you checked out BOND's President Commentary? You are in for a real treat? Check it out here

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- Gatherings are strictly for women over the age of 25

- Energy is high and atmosphere is inviting

- Discussion will be nonstop

- RSVP is a must so please be sure your name is on the list

*** A Grand Time, Will be Had for Sure***

If you never attended a BOND Gathering, it’s an absolute must. There is never a dull moment when you're in the company of a BOND Sister. Browse our site to read the reviews. If you have questions be sure to email us at iambondinc@gmail.com or phone us at 443-924-6292

Haven't read our summer edition newsletter, do it here.

Mama Knows Best- The Lost Art of Wise Counsel- Open Panel Discussion & Speed Mentoring Event

Want to be added to the exclusive guest list for this upcoming Open Forum Discussion and  

Speed Mentoring Gathering

                                      

 Free of Charge with Standing Room Only

Strictly on a 1st come, 1st served basis

" Mama Knows Best- The Lost Art of Wise Counsel"

 

Click Here to RSVP in Advance
 

 

 

Click Here to RSVP in Advance

 

Survey Says... Discipline Not Deprivation Highlights.

 The Atmosphere-Was warm, inviting, eye opening, exciting, comfortable, relaxed, informative, fun, uplifting, revealing and inspirational. We laughed, we shared, we questioned and because of our guest speaker, Dr. James we truly understood.



Our Speaker- She’s sharp, she’s witty, she’s comical, she’s warm, she’s sweet, she’s resourceful, and genuine. Bottom line the girl’s just downright powerful. Dr. James made such a delicate topic on finances so easy to understand. Her passion for empowering others on finances radiated throughout the room.

While the topic was on practical ways to save, Dr. James was so very giving and forthcoming. She shared so much that our queens (as she calls us) left full- fully empowered, inspired and eager to see a change in their financial future.  

We thank Dr. James, the Money Scientist for gracing us with her presence.  Dr. James has agreed to come back for Part II so stay tuned for the details.

I highly encourage you to get your financial future on track and if there’s anyone I would highly recommend you seek out to help you get there it would be Dr. James. She’ll take great care of you. Tell her BOND Inc sent you.  info@pocketofmoney.com, 443-304-8896, www.pocketofmoney.com, www.twitter.com/UrPocketofMoney
www.facebook.com/PocketofMoneyLLC or  www.pinterest.com/pocketofmoney

 Lock in the date March 21st for our next BOND Gathering. Same time, sample place. Topic coming soon. To be a part of our guest list CLICK HERE to sign up.   

Until Next Time

Discipline Not Deprivation Explained Interview

We here at BOND Inc are excited to share with you the interview with our upcoming special guest speaker Dr. Maria James, founder of Pocket of Money, LLC. What better way to start off a brand new year than to discuss such a topic as finances.

BOND Girl: Hello Dr. James, thank you for allowing the time to interview you for the upcoming January Gathering discussion on finances. Could you tell our readers a little bit about you?

Dr. James: I've always loved finance from the beginning. Coming from a large family, I discovered a lot about managing money growing up and discovered my skills with organizing and handling money. I opened an entrepreneurial business at the age of ten by selling juleps (a frozen treat made from juice) for 25 cents a cup during the summer and I learned important lessons about business and finance. Those lessons lasted forever and over the years I was always reading things that dealt with personal finance.

Graduate school allowed me to further develop strategic planning and scientific analytical thinking and apply those methods to money management. The Money Scientist was born. On a stipend of $27,000 (about $23,000 after taxes), I saved over $10,000. Applying scientific methodology to money allowed me to create a money strategy that elevated my lifestyle and grew a nonprofit. As of 2013, I have been the Director of Finance at HWHN for eight years. 

BOND Girl: Why should folks really be concerned about how they view money and their habits with money? 

Dr. James: Financial success is important as money touches every aspect of our lives. Your money mindset (your ideology around money or the way you view acquiring and spending money), greatly influences your money habits and therefore affects your financial success. Your money habits determine how well you'll manage your income, how well you'll save, and build wealth. Knowing your money mindset helps you to work with it and develop better money habits so you can build wealth.

BOND Girl: Where do you think most women go wrong when it comes to their finances?

Dr. James: I find many mistakes are more likely to correlate with age and lack of personal finance education. I believe not pursuing personal finance literacy is one of the top mistakes. Allowing someone else to handle all aspects of your finances, e.g. the spending plan, taxes, insurance, investing etc, is another top mistake. In the past this mistake was more commonly found in married women, but as more women are empowered about finances and take an active role in the money management, that is changing.

BOND Girl: Any recommendations for women who are looking to get married? How should they handle the topic on finances with their potential spouse?

Dr. James: Communication is king and queen.  Disagreements and miscommunication about money is one of the leading causes of marital arguments and divorce. Discuss with

your potential spouse your past financial history. Both parties should be well aware of any debt or financial obligations the other person will bring into the marriage. Discuss each person's money mindset and emotions surrounding money, what is each person's background e.g. from homes of lack or plenty.  Discuss how finances will be handled and how financial burdens will be shared, e.g. joint vs separate accounts. There is no one right way for sharing the finances, as long as each partner fully agrees and is committed to the plan. Do what works for you as a couple.

BOND Girl: What would you say to the sister who is over her head in debt and sees no end in sight?

Dr. James: There is hope. When you feel out of control of your money, there's a lot of stress and confusion as to what should be the next step, where to start. The first step is to determine who you owe and how much you owe them. Get very clear on the numbers, this can be overwhelming but it is a necessary first step. The next step is to design a money strategy to determine how much you can use to pay down the debt and how to cut costs or increase income to pay down the debt even faster. The third step is to pick the account with the smallest amount and pay that first. This provides a nice boost of confidence and strengthens your resolve, this is very important. Once that first account is completely paid off. You move on to the debt that has the next smallest amount, and the next and the next until you're done. You do what you can, the key thing is to make the commitment to paying off all your debt and to start!

BOND Girl: Dr. James, if you could set the stage for the “Discipline not Deprivation” January BOND Gathering- what should our guest expect for that evening?

Dr. James: All participants should expect an interactive workshop where they will receive information on key personal finance concepts that will allow them to get financially fit. The information will help them to save money, reduce debt, and position themselves to build wealth while still enjoying the now.

BOND Girl: So say I’m the type of woman who’s pretty good with saving money and paying my bills on time, would I find any benefit in attending this January Gathering?

Dr. James: Yes! Income and credit management goes much further beyond saving money and paying bills on time. If you're living within your means, but still haven't achieved financial success there is content for you as well. I will also talk about building wealth and using your money to make money.

BOND Girl: Are there any other thought’s you’d like to share with our readers?

Dr. James: Come ready to learn, ask questions and have fun!

BOND Girl: Dr. James, thank you for your time and we look forward to seeing you on January 17^th. The RSVPs are steadily rolling in. I suspect that this will be a topic that many women can benefit from.

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To read Dr. Maria James’ full bio, CLICK HERE. For more information and to RSVP for the January 17th 2014 Gathering, “Discipline Not Deprivation” CLICK HERE. Please grab your seat now as the price will increase at the door.

January Gathering Guest Speaker Bio Dr. Maria James

Dr. Maria James

 

Maria James has expertise with designing income management, debt management, and wealth protocols to help you keep more money in your pocket. Graduate school allowed her to further develop strategic planning and scientific analytical thinking and apply those methods to money management. The Money Scientist was born. Maria hosts webinars, speaks, blogs, and writes articles to educate and empower you about money.

 

Maria is also Co-founder of Heal a Woman to Heal a Nation (HWHN), Inc, where she is currently the Director of Finance. She has used her skills to develop and implement a financial system that has kept the nonprofit growing for the past ten years. Maria has also been a guest financial expert on WEAA, Bobby Finance and RIB Radio.

Dr. Maria James

Email: info@pocketofmoney.com
Phone: 443-304-8896
Website: www.pocketofmoney.com
Twitter: www.twitter.com/UrPocketofMoney
Facebook: www.facebook.com/PocketofMoneyLLC
Pinterest: www.pinterest.com/pocketofmoney

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To see Dr. James in action, join us for BOND's upcoming Gathering- Discipline Not Deprivation, Friday, January  17th 2014 in Baltimore, MD. Click here for more details and to RSVP.

Click here to read the full interview.

The 1st BOND Gathering of the New Year

To read the full interview with Dr. Maria James and her bio please click here

July BOND Gathering...The Choice Is Yours!!!

It's that time of year again!!! As you know there are plenty of topics BOND could choose from for our next BOND Gathering. But wouldn’t it be just as nice if you, our most valued supporters pick the topic instead?

Well dolls here’s your opportunity to cast your vote for a topic to discuss for our July BOND Gathering. For those of you who just how we get down at our BOND Gatherings know how exciting and live the evening can be.

 

Here is a brief synopsis for each topic to get you started... 

Battle of the Sexes- Game Night with the Men- After a long work week; we are ready to let our hair down? This will be the first time in BOND history where we include the men in with our infamous BOND Girl Game Night!!! Join us for a night of laughter, fun, food and fellowship. Card games, Board/ Group games, raffles and so much more. A good time will defiantly be had for sure! We guarantee. (Men are invited to attend)

Clothing/Accessory Swap- Do you have any items in your closet that you no longer care to wear? How about accessories that just don't seem to fit your style any longer?  You don't want to just give them away...or do you? Well why not try your hand at the "BOND Girl Swap Night". Bring in any of your new or gentle used items and swap it out with something that's more to your liking. We promise you won't go home empty handed.

Setting Boundaries- The kids, the boss, the boo...everybody is pulling at you needing your undivided attention. Even the pets are demanding some of your time.  But how do you learn to say "no", "not now" or "maybe later" without feeling so guilty?  Learn ways to happily set boundaries and stick to them.

Finances- Do you find yourself constantly robbing Peter to pay Paul? Is your money spent before payday even arrives? Do you find  it almost impossible to have enough money to pay yourself first? Do you want to learn more on ways to save  and/or invest? Then this is the Gathering for you.

Conflict Resolution- Learn tips and tricks on how to fight fair. Learn when its best to "hold them", "fold them" or just walk away.   

Married Life vs. Single Life- From the outside looking in that "life" isn't as easy as the other side thinks. This is one of our repeat topics but one that always creates a lot of stir. Married women long for a day all to themselves while single women long for that day where they can share that white picket fence with that special someone. Let’s discuss the real deal about single vs. married life because you might just be surprised.
 

His Needs/Her Needs- Do you know what the top five needs of most men and women are?  Learn what your primary love language is. I bet you'd be surprised  to know that they are very different. Why not hear from the men themselves.  (Men are invited to attend)
 

Other -Recommend to us a topic if you don't see it on the list.
 

 

Please take a moment and vote on your favorite topic. Voting will take place until June 5th. Once you've casted your vote, just go ahead and submit your RSVP (RSVP here) because go fast.

The topic that garners the most votes wins and will be announced on or before June 10th. so be sure to check back.  

Go Ahead Ladies...ROCK THE VOTE...THE CHOICE IS YOURS!!!